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# U.S. Advisory Group

Private Wealth Advisors

## Sitemaps

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## Posts

- [Blog](https://usadvisory.com/blog/)
- [Market Update: Geopolitics, Inflation, and Staying Grounded](https://usadvisory.com/blog/market-update-geopolitics-inflation-and-staying-grounded/) - Over the past few days, markets have been navigating a new layer of uncertainty following escalating rhetoric around Iran and the potential for further disruption in the Strait of Hormuz. While headlines have been sharp, market reactions—so far—have been measured rather than disorderly. Oil prices have moved higher, volatility has ticked up modestly, and equities
- [Market Update: Broadening Leadership, Watching the Right Signals](https://usadvisory.com/blog/market-update-broadening-leadership-watching-the-right-signals/) - Over the past several months, we’ve seen an important shift in market leadership. For much of the last two years, a narrow group of large technology companies has driven a significant portion of market returns. Recently, industrial companies have begun to outperform. When leadership changes, the key question is not “what worked last month?” but
- [Farewell to 2025](https://usadvisory.com/blog/farewell-to-2025/) - A Year-End Note: Gratitude, Perspective, and Looking Ahead As the year ends, we want to take a moment to wish you and your families a happy, healthy holiday season and a strong start to the year ahead. This time of year naturally invites reflection—on where we’ve been, what we’ve navigated together, and what lies ahead.
- [Market Update: Looking Back, Looking Ahead](https://usadvisory.com/blog/market-update-looking-back-looking-ahead/) - Markets have a way of compressing a year’s worth of complexity into a handful of headlines. The reality, as always, is more nuanced. As we reflect on the past year and look ahead, our goal is not to predict the next market move, but to provide context, perspective, and a framework for thoughtful decision-making. Looking
- [<strong>Market Update: Balancing Tailwinds and Headwinds</strong>](https://usadvisory.com/blog/market-update-balancing-tailwinds-and-headwinds/) - October 31, 2025 As we head into the final stretch of the year, we wanted to share a quick perspective on current market conditions and what we’re watching most closely. The backdrop:This week’s rate cut by the Federal Reserve marked a notable shift in tone. The move reflects moderating inflation and the Fed’s growing confidence that the
- [February 2025 Investment Outlook: Navigating Uncertainty and Opportunity](https://usadvisory.com/blog/february-2025-investment-outlook-navigating-uncertainty-and-opportunity/) - As we step into 2025, investors face a landscape shaped by shifting macroeconomic forces,geopolitical tensions, and evolving market trends. While volatility remains a defining theme,opportunities abound for those who can adapt to changing conditions. Below, we outline keythemes to watch in the year ahead and strategies for navigating the market. Macroeconomic Trends: A Delicate Balancing
- [Happy Spring to All](https://usadvisory.com/blog/happy-spring-to-all/) - The opening quarter of 2024 has brought with it some unexpected results for investors, and we wanted to share our thoughts on what has recently transpired and what lies ahead. Including the final three months of 2023 up until this point in the year, the SP500 Index has grown by over 15%, including approximately 6%
- [Welcome to the New Year](https://usadvisory.com/blog/welcome-to-the-new-year/) - 2023 was a turbulent year in the global economy but by and large, it was a positive year for growth. Where do we see opportunity in 2024?
- [Estate and Financial Planning at Any Age](https://usadvisory.com/blog/estate-and-financial-planning-at-any-age/) - An opportunity for attendees to learn healthy financial habits and a chance to revisit any financial or estate planning topics that they need to address.
- [2nd Annual Beverly Gran Prix CX Race](https://usadvisory.com/blog/2nd-annual-beverly-gran-prix-cx-race/) - A Great Cyclocross Race in our Hometown The Beverly Gran Prix was a fantastic afternoon of world class cycling, family activities and a buzzing atmosphere Saturday, September 10th. US Advisory was a proud sponsor of the first annual Kids race and the Community Race as well. We are always looking for ways to give back
- [Meet the Managers Series - First Trust Portfolios](https://usadvisory.com/blog/meet-the-managers-series-first-trust-portfolios/) - Our second edition of our Meet the Managers Series took place virtually during the third week of 2022. Our featured speaker was Dan Waldron from First Trust Portfolios who spent some time talking about two equity ETF offerings. We use First Trust in our portfolios to add equity exposure into the core growth bucket of
- [Three more charts we thought you should see](https://usadvisory.com/blog/three-more-charts-we-thought-you-should-see/) - The charts below should give you some perspective on how a challenging market drawdown can certainly cause some short-term concern but should not be seen as a reason to panic. The markets are resilient and so are your portfolios. What happens after the market sees a decline of >10% in Q1? How has the stock
- [Monthly Economic Update: July 2018](https://usadvisory.com/blog/monthly-economic-update-from-us-adivory/) - In this month’s recap: tariff talk weighs on equities worldwide, oil prices jump 10%, and the Fed raises rates once more. THE MONTH IN BRIEF While segments of the stock market rallied in June, assumptions that a global trade war was starting hurt the blue chips – the Dow Jones Industrial Average lost 0.59% last
- [Russia & Ukraine & Investment Markets](https://usadvisory.com/blog/russia-ukraine-investment-markets/) - There is obviously quite a bit going on both locally and globally in this last full week of February that has our focus. We have been talking to all our clients constantly about risk in the market – about how risk is always there to some degree in life and in investing and how important
- [2021 Year End Wrap Up](https://usadvisory.com/blog/2021-year-end-wrap-up/) - Overall, this year was like 2020 in several ways, but its own year just the same.
- [USAG's Year in Review and Outlook into 2022](https://usadvisory.com/blog/usags-year-in-review-and-outlook-into-2022/) - While the Global Economy worked to get back to normal after a tumultuous 2020, investors found continued sources for optimism amid a world of rising inflationary pressures and global and domestic political and policy uncertainty. We first look at the relevant storylines and hot topics of the year, then consider the impact these events made
- [Some Photos from USAG at Appleton Farms](https://usadvisory.com/blog/some-photos-from-usag-at-appleton-farms/) - Thank you to our friends who stopped by Appleton Farms for a wonderful evening on Thursday, 10/7 We were blessed with great fall weather and the best wood fired pizza around. We look forward to seeing you at the next event! Meanwhile, please check out the pictures to see what you missed - or to
- [How real a threat is inflation and what are we going to do about it?](https://usadvisory.com/blog/how-real-a-threat-is-inflation-and-what-are-we-going-to-do-about-it/) - The broad economic recovery continues to project strength in the equity markets for the next several quarters, but the recent news cycle has been dominated by fears of Inflation. Rising inflation has put a significant strain on the fixed income markets and that is doubly troubling to investors who often look to fixed income in
- [The North Shore Community College Foundation Lighthouse Society Presents:](https://usadvisory.com/blog/the-north-shore-community-college-foundation-lighthouse-society-presents/) - Your Legacy, Lighting the Way Forward As a member of the NSCC Foundation Board, Tucker McDonald recently spoke during a virtual event for the North Shore Community College. The event was broadcast to students and associates of the college on April 28, 2021. A link to the program can be found HERE. The Lighthouse Society
- [Virtual Event: Oyster Shucking & Tasting with Cuttyhunk Shellfish Farms](https://usadvisory.com/blog/virtual-event-oyster-shucking-tasting-with-cuttyhunk-shellfish-company/) - Our virtual event series continues with Cuttyhunk Shellfish Farms
- [Financial Strategies for Athletes](https://usadvisory.com/blog/financial-strategies-for-athletes/) - Step One: Find a trusted financial coach; Step Two: Listen to your coach.
- [After the Bell - Our Books of the Month](https://usadvisory.com/blog/after-the-bell-2/) - We spend a great deal of our time looking at numbers and screens. And like many of our clients, when the workday is done we like to trade in the screen for a book (or kindle). Introducing a new section of our blog where we will post all sorts of literature that we think our
- [Another Informative Event featuring Financial Planning "Dos and Don'ts" from Tucker McDonald](https://usadvisory.com/blog/another-informative-event-featuring-financial-planning-dos-and-dont-from-tucker-mcdonald/) - Last Wednesday, Tucker helped the Boston College Alumni Network to an hour long webinar covering all the essential financial planning information people need to know to get a jump start on achieving their financial security. Over 200 people logged in to listen to Tucker and Elizabeth Newton, a BC grad and Estate Planning Attorney from
- [After the Bell - Our Books of the Month](https://usadvisory.com/blog/after-the-bell/) - We spend a great deal of our time looking at numbers and screens. And like many of our clients, when the workday is done we like to trade in the screen for a book (or kindle). Introducing a new section of our blog where we will post all sorts of literature that we think our
- [Industry & Sector Winners and Losers in a Biden White House](https://usadvisory.com/blog/industry-sector-winners-and-losers-in-a-biden-white-house/) - This section stands to have the most meaningful impact on our short term decision making. There are few certainties when it comes to what a Biden Administration will be allowed to implement with a GOP controlled Senate, but it is no secret what Biden and his cabinet will try to achieve in his presidency. While
- [What a Divided Government Historically Means for Wall Street](https://usadvisory.com/blog/what-a-divided-government-historically-means-for-wall-street/) - We begin this section by reminding you that past performance does not guarantee future results. But looking to the past certainly has its value when we try to map out our future investment decisions and expectations. Many polls and Wall Street Banks expected a Blue Wave this November, meaning a Democrat controlled Congress and White
- [Early Reactions to Election 2020](https://usadvisory.com/blog/early-reactions-to-election-2020/) - As focus on the 2020 Presidential Election shifts towards how President-Elect Biden will begin filling out his cabinet, we would like to share with you our thoughts on how this historic election will influence our financial decisions and portfolio positioning in 2021 and in the months ahead of us. There is little question that this
- [Webinar for Young Professionals](https://usadvisory.com/blog/webinar-for-young-professionals/) - To start off the new year, Tucker will be participating in an online webinar geared towards young professionals that will further educate and prepare individuals for financial planning. The event is presented by the Boston College Shaw Society. Attendees will learn crucial information about Estate Plan Documents and building an estate plan. In addition, Tucker
- [The Economic Recovery and a New Stimulus](https://usadvisory.com/blog/the-economic-recovery-and-a-new-stimulus/) - 12.9.20 We believe we will be talking about the ongoing economic recovery for quite some time. We have already seen the strangest Recession occur in our lifetimes and the V-shaped bounce off the bottom has been anything but ordinary. While 2020 has been devastating for many on Main Street, Wall Street has managed to stay
- [Talking Coffee with Atomic Coffee Roasters: Virtual Event Series](https://usadvisory.com/blog/coffee-roasting-with-atomic-coffee-roasters/) - This November, as part of our ongoing Virtual Event Series, we present a conversation with Atomic Coffee Roasters to clients and friends of the firm. As we have done all summer and now into the fall, we are taking a moment to highlight a local family owned business and sharing their story and expertise. For
- [The Presidential Election is Upon Us](https://usadvisory.com/blog/the-presidential-election-is-upon-us/) - 2020 has been a long slog in many ways, but with Election Day around the corner, we wanted to share a few thoughts on where we have been so far, and importantly, what lies ahead. After a strong start to the year (rising wage growth, low unemployment, generally strong earnings reports), the global economy and
- [Virtual Event Series Continues with a Craft Brewery Tour of Gentile Brewing Company of Beverly](https://usadvisory.com/blog/virtual-event-series-continues-with-a-craft-brewery-tour-of-gentile-brewing-company-of-beverly/) - Over the past several months, we have hosted a variety of virtual events that have featured local small businesses. These events have given us a chance to share some economic and market perspectives while also adding some entertainment and insight into a local business's operation. On Thursday, September 10 we were treated to a private
- [The Deadline to Rollover 2020 RMDs is August 31, 2020](https://usadvisory.com/blog/the-deadline-to-rollover-2020-rmds-is-august-31-2020/) - We have spent a lot of time discussing the massive amount of liquidity that the CARES Act has added into the economy since its passing back in March. The liquidity was born by the Payroll Protection Plan which gave small businesses forgivable loans to meet payroll, rent and utility payments and by economic stimulus checks
- [July 2020 Investor Note](https://usadvisory.com/blog/july-2020-investor-note/) - Our typical quarterly commentary tends to review economic trends we have been following over the previous three months while providing a forward-looking eye on what we feel are important considerations for the next 60-180 days. We also like to share with you the relevant data that supports our thinking. This quarter, we thought to change
- [USAG Operations Update: COVID-19](https://usadvisory.com/blog/usag-operations-update-covid-19/) - I am writing to update you on steps we are taking as it pertains to COVID-19 (“coronavirus”). Our primary concern is for the health and well-being of our clients, employees and all others who we work with. We have implemented specific procedures as recommended by the Centers for Disease Control and Prevention (CDC), World Health Organization,
- [COVID19, PPP & the Federal Deficit](https://usadvisory.com/blog/covid19-ppp-the-federal-deficit/) - While the US & the world continue grappling with the Coronavirus outbreak, a question many have asked is, “What About the Deficit?” The US is at/on track to add about $4T to the deficit from Corona-relief spending, and in our opinion, throwing money at the problem is a) a highly valid course of action, and
- [COVID-19 and US-China Trade Relations](https://usadvisory.com/blog/covid-19-and-us-china-trade-relations/) - As the world tries to sort out the economic impact of COVID-19, it is fair to wonder how this will affect US/China Trade Relations. The tariffs rolled out in early 2018 by the Trump Administration caused much uncertainty and volatility and caused some companies to move supply chains from China to other countries. Some companies
- [Businesses Slowly Begin to Open Back Up](https://usadvisory.com/blog/businesses-slowly-begin-to-open-back-up/) - As more Governors open their states for business, and political rhetoric escalates, investors are asking – What’s Next? Since our last (longer) market update, the US has “flattened the curve,” US equity markets are substantially up from their March 23rd lows, and many conversations have moved to discussing when/how to re-open the US economy &
- [Reminder: US Advisory Group's Second Opinion Service](https://usadvisory.com/blog/reminder-us-advisory-groups-second-opinion-service/) - The new normal is fraught with myriad unknowns and firsts-of-its-kinds. As we adapt to this new way of life, we would like to remind our clients, friends of the firm and other business acquaintances of our Second Opinion Service. We have all likely taken time to reflect on our personal financial plans and there may
- [Key Provisions of the CARES Act](https://usadvisory.com/blog/key-provisions-of-the-cares-act/) - Distributions can be waived in 2020 for Inherited Accounts, 401(k)s, and IRAs.
- [Roth IRA Conversion in the Era of COVID-19](https://usadvisory.com/blog/roth-ira-conversion-in-the-era-of-covid-19/) - The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it’s been a difficult time would be an understatement. However, difficult times may open doors to new possibilities. Businesses are changing their ways of operating, and individuals are exploring new avenues for investment. It may be time for you to consider
- [News and Notes from USAG - Part II: Answering questions about the Economy](https://usadvisory.com/blog/news-and-notes-from-usag-part-ii-answering-questions-about-the-economy/) - So the big question on everyone’s mind is: How long is this going to take? How long are we going to be stuck inside? How long until our 401(k)s are back to where they were? I wish we had all the answers, but let me share with you what some of the brightest and sharpest
- [News and Notes from USAG - Part I: How COVID-19 and the response has impacted investment portfolios](https://usadvisory.com/blog/news-and-notes-from-usag-part-i-how-covid-19-and-the-response-has-impacted-investment-portfolios/) - It’s a new world, with a lot more uncertainty still to come. As I write this on Saturday morning (4/4/20), the US healthcare system is looking awfully vulnerable, with signs out of New York City and horrifying stories there of what may (may!) lie ahead for the rest of the country. We are seeing improved
- [Quarter 3, 2018 Economic Review](https://usadvisory.com/blog/quarter-3-2018-economic-review/) - THE QUARTER IN BRIEF The third quarter of 2018 shall be remembered as a great one for stocks. The Dow Industrials, Nasdaq Composite, and S&P 500 all rose more than 7% in three months as bullish investors maintained their confidence in the face of some momentous news developments. Consistently strong economic indicators and impressive corporate
- [Coping with College Loans](https://usadvisory.com/blog/coping-with-college-loans/) - Is student loan debt weighing on the economy? Probably. Total student loan debt in America is now around $1.5 trillion, having tripled since 2008. The average indebted college graduate leaves campus owing nearly $40,000, and the mean monthly student loan payment for borrowers aged 30 and younger is about $350.1,2 The latest Federal Reserve snapshot
- [Your Year-End Financial Checklist](https://usadvisory.com/blog/your-year-end-financial-checklist/) - The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are seven aspects of your financial life to think about as this year leads into the next... Your investments. Review your approach to investing and make sure it
- [A Perspective on the Recent Market Instability](https://usadvisory.com/blog/a-perspective-on-the-recent-market-instability/) - *This email was shared with Clients and Friends of the Firm on Thursday, December 27, 2018. I hope you had a wonderful few days celebrating the holiday. We have obviously been watching the markets closely these past few weeks and while many recent headlines have been discouraging, we want to remind you that we are
- [A Review of Q4 2018](https://usadvisory.com/blog/a-review-of-q4-2018/) - THE QUARTER IN BRIEF Wall Street saw many ups and downs in the last three months of 2018. The fourth quarter concluded with bulls and bears vying for control of the market and with the S&P 500 suffering a 13.97%, three-month loss. The Federal Reserve sent conflicting signals about its implementation of monetary policy normalization,
- [US Advisory Group Open House 2019](https://usadvisory.com/blog/us-advisory-group-open-house-2019/) - Thank you to all who were able to attend our Open House in Beverly on Thursday, January 10th. It was very nice to see friends and associates of our firm as we enter the New Year. Special thanks to Gentile Brewing Co. and Henry's Fine Foods for provide refreshments and appetizers. We look forward to
- [Market News and Notes: Q1, 2019](https://usadvisory.com/blog/market-news-and-notes-q1-2019/) - Is this a normal correction or the start of a recession?
- [Social Security by the Numbers](https://usadvisory.com/blog/social-security-by-the-numbers/) - Social Security has been a pillar of retirement life for several decades, but how much do you really know about it? Here are some facts that might surprise you: The Social Security trust fund exceeds the gross domestic product of every major economy in the world, except the nine largest: China, the European Union, the
- [A Review of Q1 2019](https://usadvisory.com/blog/a-review-of-q1-2019/) - After a frustrating end to 2018 where we saw December give back all the gains that had been made up until the final month, US Equity markets roared back in the 1st Quarter with the S&P 500 finishing up 13.6%.1 This comes on the heels of the Federal Government Shutdown (a historically long event) and
- [How to Determine if We are a Good Fit](https://usadvisory.com/blog/how-to-determine-if-we-are-a-good-fit/) - “Rick, you said that one of the things Warren Buffet looks for is someone he enjoys spending time with. How do you know whether it is going to work out when you meet a new advisor?” asked Mr. Giaconda, a retired CEO. That’s a very good question. Here’s what I know: there must be a
- [Why the Paycheck Protection Program is Important to You](https://usadvisory.com/blog/why-the-paycheck-protection-program-is-important-to-you/) - There’s two trillion dollars out there. How are you going to get your share? If you are in business or run a 501(c)(3), the first place to look is the Paycheck Protection Program whether you have been cutting paychecks or not. The Paycheck Protection Program is an extension of the Small Business Administration 7(a) program.
- [Lessons Learned](https://usadvisory.com/blog/lessons-learned/) - Typically, the cracks are seen before the financial markets take a hit. This time, nature didn’t just whip up a localized natural disaster such as Katrina, or a tsunami or even an earthquake; it tossed a hand grenade without borders, across the globe. Within weeks, the world as we know it has slammed the pause
- [Essex County Estate Planning Council: Economic Forecast for 2020](https://usadvisory.com/blog/essex-county-estate-planning-council-economic-forecast-for-2020/) - On Wednesday, January 29th, US Advisory Group will help to sponsor an Economic Forecast for 2020 presentation for the Essex County Estate Planning Council. After a brief introduction from Tucker McDonald, Jeff Margolin, Senior Vice President and Closed-End Fund Analyst at First Trust will provide insight and forecasts on the upcoming year. First Trust is a firm
- [The SECURE Act](https://usadvisory.com/blog/the-secure-act/) - The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to retirement savings law in recent years. While the new rules don’t appear to amount to a massive upheaval, the SECURE Act will require a change in strategy for many Americans. For others, it
- [Diversification, Patience, and Consistency](https://usadvisory.com/blog/diversification-patience-and-consistency/) - Regardless of how the markets may perform, consider making the following part of your investment philosophy: Diversification. The saying “don’t put all your eggs in one basket” has real value when it comes to investing. In a bear or bull market, certain asset classes may perform better than others. If your assets are mostly held
- [Stay the Course Hardly Means Do Nothing](https://usadvisory.com/blog/staying-the-course-does-not-mean-do-nothing/) - Friday, March 27, 2020 These are confusing times. We often hear, “Sell the rumor, buy the facts,” but when fact and rumor blur, it becomes tempting to call investing “complicated.” That is why above all, we try to make investing straightforward. We have been consistent with our investment approach for many years; we build financial
- [US Advisory Group Kicks off our Monthly Meet-Up Series](https://usadvisory.com/blog/us-advisory-group-kicks-off-our-monthly-meet-up-series/) - Click to REGISTER for the Event. Join Us! We would love for you to attend the first of US Advisory Group's Monthly Meet-Up Series at REV Kitchen in Beverly on Tuesday, March 10th from 5-7pm. There will be complimentary light hors d'oeuvres and beverages available. Register Here
- [Saving Early & Letting Time Work for You](https://usadvisory.com/blog/saving-early-letting-time-work-for-you/) - As a young investor, you have a powerful ally on your side: time. When you start investing in your twenties or thirties for retirement, you can put it to work for you. The effect of compounding is huge. Many people underestimate it, so it is worth illustrating. Let's take a look using a hypothetical 7%
- [A Reset in the Midst of Unprecedented Uncertainty](https://usadvisory.com/blog/a-reset-in-the-midst-of-unprecedented-uncertainty/) - At US Advisory Group, we are committed to helping our clients navigate these challenging times. While we continue to monitor the economic changes that are happening at an unprecedented, rapid pace, we are also taking all recommendations by our local and national experts seriously. The health and safety of our clients, employees and communities that
- [Market News & Notes After a Busy End to February](https://usadvisory.com/blog/market-news-notes-after-a-busy-end-to-february/) - Greetings to all from US Advisory Group! In this Quarterly Update, we will be talking about 1) Coronavirus fears as they relate to the Market & the global economy; 2) relatedly, US Advisory Group’s Thoughts on the Market as we look ahead into 2020; 3) timely, larger Financial Planning topics that are in the news,
- [The Other Additions to our Family Firm](https://usadvisory.com/blog/the-other-additions-to-our-family-firm/) - Last month, we shared with you a photo of Abby McDonald, Tucker and Sue's first daughter. One year ago, brothers Malcolm and Archie joined the USAG family as well. This is our delayed introduction of our young pups! The two brothers were born in December, 2018. They love to chase tennis balls, chew on sticks
- [Welcome to the World, Abby](https://usadvisory.com/blog/welcome-to-the-world-abby/) - Here is Abigail Ann McDonald, born on December 4th, 2019 in Boston, MA. We are so thrilled to finally meet Abby and to celebrate in the happiness and true love she has brought to her parents, Tucker and Sue. There are many wonder-filled times ahead for this beautiful family. This holiday season, we hope all
- [Tucker McDonald Joins the North Shore Community College Foundation’s Board of Directors](https://usadvisory.com/blog/tucker-mcdonald-joins-the-north-shore-community-college-foundations-board-of-directors/) - In addition to his work as a Financial Advisor at US Advisory Group working with clients to achieve their financial goals, Tucker McDonald currently serves on the Board of the Essex County Estate Planning Council and Boston College’s Neenan Society. Even still, Tucker continues to look for new ways to engage with the community. “I’m
- [10 Questions (and more) to Ask Before Choosing Your Financial Advisor](https://usadvisory.com/blog/10-questions-and-more-to-ask-before-choosing-your-financial-advisor/) - What do you think is a reasonable, real after-tax return for an investor with average risk tolerance? For one with a low risk tolerance? How have the portfolios of your existing clients performed since the credit crisis began? Over the past five years? How do you get paid? Do you offer breakpoints? What does a
- [Debunking Common Retirement Assumptions](https://usadvisory.com/blog/debunking-common-retirement-assumptions/) - Across the country, people are saving for that “someday” called retirement. Someday, their careers will end. Someday, they may live off their savings or investments, plus Social Security. They know this, but many of them do not know when, or how, it will happen. What is missing is a strategy – and a good strategy
- [Annual Financial To-Do List](https://usadvisory.com/blog/annual-financial-to-do-list/) - What financial, business, or life priorities do you need to address for the coming year? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to managing your taxes. You have plenty of choices. Here are a few ideas to
- [Tariffs, Rate Cuts & 2020 (with Record Market Highs), Oh My!](https://usadvisory.com/blog/tariffs-rate-cuts-2020-with-record-market-highs-oh-my/) - August 6, 2019 Happy Summer to All! Below are a few timely comments on the state of the Investing World along with a few tips for all to keep in mind as we hit August. As July turned to August and the last official month of Summer kicks off, we are seeing the anticipated volatility

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- [Working with Business Owners](https://usadvisory.com/family-business-planning/) - It is tough enough these days running and growing a profitable business. And if that happens to be a family business, you have several different issues beyond the company’s bottom line. We work with clients to find answers to some of the toughest questions they never thought they needed to ask. We can help with
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- [About Us](https://usadvisory.com/about/) - About Us Wealth means different things to different people because each of us have different priorities, needs, and goals. While money cannot buy happiness, it is difficult to find any lasting peace when you are constantly worried about it. Wealth management should be a systematic way to address your entire range of financial goals, opportunities,
- [Wealth Management](https://usadvisory.com/wealth-management-services/) - Wealth Management Long-term investment success means different things to different people. The best investment plan for you depends on your specific circumstances and objectives. That is why we began the investment planning process with a discussion during our Discovery Meeting of your values, goals, relationships, assets, advisors, preferred process and interests. We want to build
- [Thank You for Subscribing!](https://usadvisory.com/subscription-thank-you/) - Thank you for your awesome subscription!
- [Disclaimer    ](https://usadvisory.com/disclaimer/) - Disclaimer U.S. Advisory Group provides the usadvisory.com web site as a service to the public. U.S. Advisory Group is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference to, or reliance on any information contained within the site. While the information contained within the site is
- [Resources](https://usadvisory.com/resources/) - Resources Our Blog
- [Creating Family Legacies](https://usadvisory.com/creating-family-legacies/) - Creating Family Legacies There are many challenges to Family Wealth, and while family harmony really isn’t defined by “wealth”, the more financial assets a family has, the more weight as to the question of what the purpose of the wealth is to the family. Interestingly, the process of creating a family legacy, be it about
- [Relationship Management](https://usadvisory.com/wealth-management-services/relationship-management/) - Relationship Management We believe relationship management involves three key tasks: Building a deep understanding between the individual and the advisor, where the important financial challenges and dreams are mutually understood and easily communicated, and The advisor is managing a network of professionals across several disciplines so that they can be brought to bear in the
- [Advanced Planning](https://usadvisory.com/wealth-management-services/advanced-planning/) - Advanced Planning Advanced planning goes beyond portfolio construction, and delves into issues that support and sustain wealth. The basic cornerstones are: Wealth Enhancement. Tax mitigation, leading to higher net return on invested capital, and Wealth transfer. Efficient and effective structures and strategies to transfer wealth to future generations when and where applicable, and Wealth Protection.
- [Investment Counseling](https://usadvisory.com/wealth-management-services/investment-counseling/) - Investment Counseling This is where the deployment of your capital assets are made in such a fashion as to be consistent with your income needs and risk tolerances in pursuit of your goals. Your benchmark of your portfolio becomes your goals, not the S&P 500. Many people have an investment portfolio. Far fewer have a
- [Our Values](https://usadvisory.com/about/our-values/) - Our Values Non-Negotiable Integrity Respect for the Individual, all Family Members, and Our Staff Service and Transparent Accountability to commitments made Fair, Honest Collaboration with all Required Experts of the Client’s Team Lifelong Commitment to Learning and Professional Growth These values are more than words at US Advisory Group. We are passionate about our roles and
- [Family Charities](https://usadvisory.com/family-operating-agreements/charities/)
- [Family Documents](https://usadvisory.com/family-operating-agreements/documents/)
- [Family Expectations](https://usadvisory.com/family-operating-agreements/expectations/)
- [Family Identity](https://usadvisory.com/family-operating-agreements/identity/)
- [Family Operating Agreements](https://usadvisory.com/family-operating-agreements/)

## Eventbrite Events

- [US Advisory Group Kicks off our Monthly Meet-Up Series](https://usadvisory.com/eventbrite-event/us-advisory-group-kicks-off-our-monthly-meet-up-series/) - Join Us! For the first of US Advisory Group's Monthly Meet-Up Series at REV Kitchen for complimentary beverages and light hors d'oeuvres. Events will be on the second Tuesday of each month, beginning Tuesday, March 10th, from 5-7pm. Future events will have brief educational themes, ranging from our Advisors' thoughts on the Market & Economy to

## Categories

- [US Advisory Group](https://usadvisory.com/topic/us-advisory-group/)
- [Wealth Management](https://usadvisory.com/topic/wealth-management/)
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- [Retirement Planning](https://usadvisory.com/topic/retirement-planning/)
- [Family Sustainable Wealth](https://usadvisory.com/topic/family-sustainable-wealth/)
- [Sustainable Lifestyle](https://usadvisory.com/topic/sustainable-lifestyle/)
- [Economic Update](https://usadvisory.com/topic/economic-update/)
- [Events](https://usadvisory.com/topic/us-advisory-group/events/) - News, Appearances or Milestones!

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- [cyclocross](https://usadvisory.com/tag/cyclocross/)
- [beverly ma](https://usadvisory.com/tag/beverly-ma/)
- [Estate Planning](https://usadvisory.com/tag/estate-planning/)
- [Shaw Society](https://usadvisory.com/tag/shaw-society/)
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## Event Categories

- [Monthly Meet-Up Series](https://usadvisory.com/blog/eventbrite_category/monthly-meet-up-series/)